Financial reference books
We have heard the excuse many times in our lives that money can't buy happiness. And there is a lot of truth in these words, because for sure many of us have or meet people in our environment who do not complain at all about the lack of financial resources, but looking at their lifestyle, they often lack family happiness, we would not change places with them for anything. . However, it is also true that the lack of money leads to unhappiness.And this is also the right term, because often having sufficient financial resources can improve your health by purchasing necessary, but expensive medicines, or even save your life. Money is like oxygen, we just need it and that's it.In fact, there are two ways to earn money. One of them works for a job, the other runs his own business. Both ways of earning have their pros and cons, which way we choose often depends on our individual predispositions. There are people who can't imagine working for 40 years, and others don't see themselves as entrepreneurs. However, the above actions have a common denominator: we must learn, regardless of how we generate funds, how to save them.The most important step when it comes to finances is not to spend more than you earn. When making purchases, we will not act impulsively and under the influence of various promotions, we will not buy goods that we do not really need. In addition to your individual bank account, to which your salary is transferred, let's also open a savings account and accumulate money there in the form of short-term or long-term deposits. This will allow us to secure our finances at the moment when we really need them, for example, due to a sudden illness, unexpected repairs, or we will spend them on a unique summer vacation with our loved ones.
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